Excess Liability

Hamilton’s Excess Liability product, offered in both a lead and excess position, provides follow form coverage and financial security. The excess product provides protection from catastrophic events covered in the underlying liability program.

Our flexible approach to Underwriting in conjunction with the ability to write excess of Hamilton Environmental or other carriers allows the insured to model how the product compliments their risk management profile.

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

Underlying Coverage

  • Commercial General Liability
  • Contractors Pollution Liability
  • Professional Liability
  • Site Pollution
  • Employers Liability
  • Foreign Liability
  • Primary Auto
  • Other miscellaneous liability
  • Claims Made & Report or Occurrence Triggers

Policy Structure

  • Annual
  • Project-specific
  • Can be packaged with other Hamilton Environmental products

Coverage Highlights

Follow Form

Capacity

$25M USD

Target Classes

  • Fixed Facility Operators
  • Industrial Manufacturers
  • Divested Property Owners
  • Large Contracting Firms
  • Real Estate Portfolios
  • Merger/Acquisition/Transactional
  • Wastewater
  • Wetland
  • Landfills/disposal facilities
  • Nuclear facilities
  • Environmental contractors, consultants & engineers
  • Oil gas exposures
  • Specialty service providers

Submission Requirements

  • Underlying carriers with ratings of A- IV or better
  • Minimum underlying limits of
  • $1m/$2m/$1m for general liability
  • $1m/$1 Pollution products
  • $1m/$1m Professional products
  • $1m CSL for auto liability
  • $500/$500/$500 for employers’ liability
  • $1m/$1m Other miscellaneous liability