Fine Art & Specie

Led by Richard Northcott, the team offers experienced, innovative underwriting solutions to a diverse range of clients from major banks to individual collectors. A recognised leader in the London Market, the team provides coverage across multiple platforms with bespoke policy wordings to fit individual risk profiles.

Contact us

Head of Fine Art & Specie
Richard Northcott
[email protected]

Andy Mackay
Head of Specialty & Marine/Energy Claims
[email protected]


Comprehensive capacity for fine art, specie and terrorism. Coverage is on an all risks of physical loss or damage basis, however, bespoke services can be developed according to clients’ needs.

Key territories

The team writes business on a worldwide basis.

Target market

Fine art risks including private and corporate collections, museums, exhibitions, galleries, auction houses and musical instruments. Specie risks including bullion, excess vault, safe deposit boxes, excess Securities Investor Protection Corporation (SIPC)/Canadian Investor Protection Fund (CIPF) and mining risks. High net worth including classic car collections, specialist motor, motor sport and wine collections.

Maximum line size

US$50 million – Syndicate 4000
US$150 million – Hamilton Fine Art & Specie Consortium
US$100 million – Hamilton Insurance DAC, Hamilton’s European operating platform plus Hamilton offices based in Miami and Shanghai
US$500 million – Lloyd’s Specie Consortium