Hamilton Select’s General Casualty division offers primary casualty solutions for a broad spectrum of Habitational, Hospitality, LRO and other OL&T/premises-driven risks.
We write General Liability, including Products/Completed Operations and Liquor Liability, with a focus on hard-to-place and distressed accounts, including risks with losses, inherently challenging classes, difficult venues, or those facing nonrenewal.
Our underwriters provide responsive service, flexible policy structures, and tailored coverage designed to meet the unique needs of your most challenging risk.
Our offering
- Distributed exclusively through the wholesale broker channel
- Dedicated, experienced in-house claims handling
- Coverage Forms Available: Commercial General Liability including Products/Completed Operations, Liquor Liability
- Additional Coverages: Hired & Non-Owned Auto, Additional Insured (including PNC and WOS), Per Location and Project Aggregate, EBL, Stop Gap, Lost Key, and Professional Liability enhancement within the GL (for Security Guards only)
Target classes
Habitational
- Apartments
- Boarding Houses
- Residential Condominium Associations
- Dwellings
- Homeowners Associations
- Mobile Home Parks
- Townhouse Associations
Hospitality
- Restaurants
- Bars
- Nightclubs
- Gentlemen’s Clubs
- Craft Breweries
- Distilleries with tasting rooms
- Banquet Halls
- Catering Operations
- Hotels, Motels, Hostels & Resorts
Lessor’s Risk Only
- Office Buildings
- Shopping Centers
- Retail
- Flea Markets
- Land occupied by others
- Commercial Condominium Associations
Mercantile & Other Classes
- Retail Stores
- Car Washes
- Grocery Stores & Supermarkets
- Convenience Stores including Gas Stations
- Security Guard Firms
- Warehouses
- Truckers, excluding Commercial Auto
- Vacant Buildings
- Vacant Land