M&A Insurance

Hamilton’s M&A insurance team provides bespoke and innovative insurance solutions that facilitate deal execution and enable all transaction parties to mitigate risk and uncertainty.

We have a very experienced team of underwriters, with collectively over 60 years’ experience as corporate lawyers, both in underwriting and/or broking M&A insurance. The team’s underwriting approach is based on technical and detailed analysis, sensible and commercial underwriting judgment, together with quality-driven service.

We fully understand the dynamics and pressures of M&A transactions, hence we strive to ensure a smooth underwriting process by collaborating with deal teams and their advisers.

Contact us

Vanessa Young
Head of M&A
[email protected]

General Enquiries
[email protected]

What is M&A Insurance?

M&A insurance typically protects insureds against transactional risk, by transferring certain risks arising out of a deal from the transaction parties to the insurer. The use of insurance capital provides a credible, secure and cost-effective alternative to the more traditional means of addressing and balancing transaction risks, such as price adjustments, escrows, retentions and parental/bank guarantees.

In particular, M&A insurance enables:

  • sellers to secure a clean exit with no overhanging liabilities
  • proceeds of sale to be distributed immediately to shareholders/investors
  • buyers to enhance the competitiveness of their bids by reducing or eliminating holdbacks

Key Products

  • Warranty & Indemnity Insurance
    Covers any unknown and unforeseen loss arising from breaches of the warranties provided under an acquisition agreement.
  • Contingent Risk Insurance
    Covers known and quantifiable loss arising out of specific (low risk) issues identified during a transaction diligence process.

Target Market

We work with private equity houses, financial institutions, global corporates and management teams of all sizes and have a broad appetite for all target companies, businesses or assets.

Our preferred range of transaction EVs for primary terms is between £50 million / US$70 million and £500 million / US$700 million.

Key Jurisdictions

We have the global presence and capabilities to underwrite cross-border transactions and deals with operations in various international jurisdictions, with a focus on the UK, Europe and Asia Pacific.

Maximum Line Size

£30 million / US$40 million per risk.

Claims

As a risk-bearing direct carrier, we maintain full control over our claims process and handling. In the event of a claim, our underwriters remain heavily involved alongside Hamilton’s dedicated in-house claims specialists.

Syndicate 4000

A diversified multi-line insurance and reinsurance syndicate at Lloyd’s (A.M. Best: A; Fitch: AA-; Standard & Poor’s: A+), combining the global scale, security and longevity of Lloyd’s with industry experience and specialist underwriting expertise.