Pollution Liability Underwriting Solution

Hamilton’s Pollution Liability Underwriting Solution provides comprehensive site pollution coverage from a variety of environmental exposures. The site coverage is aimed at safeguarding business owners from pollution claims arising from a variety of environmental threats related to liability from managing, leasing, or owning real estate assets.

This product also provides assurance from pollution-related incidents arising from an insureds product failure which triggers a pollution condition to third parties. A flexible, menu-driven policy form allows the Insured to tailor their coverage to their specific requirements. The product can also be incorporated with Hamilton’s complement of other environmental products.

Contact us

Judith Golova
Senior Underwriter, Environmental, International
[email protected]

Linda Rothmann
Head of Casualty Claims
[email protected]


  • Onsite Cleanup
  • Offsite Cleanup
  • Legal Defence
  • Non-owned Disposal Locations
  • Non-owned Locations
  • Transportation Pollution Liability
  • Emergency Response Cost
  • Reputational Damage Cost
  • Product Pollution
  • Bodily Injury
  • Property Damage
  • Contracting services

Policy Structure

  • Single location
  • Portfolio locations
  • Redevelopment
  • Excess
  • Can be packaged with other Hamilton Environmental products
  • Long term policies available

Coverage Highlights

  • Gradual & sudden, accidental & abrupt events
  • First & third-party clean-up cost
  • Broad definition of pollutants
  • Biodiversity damage
  • Mould & legionella
  • Restoration cost
  • Illicit abandonment
  • Green upgrade costs
  • Medical monitoring
  • 90 day Automatic extended reporting period
  • Reputational damage and emergency response costs (to policy limit)
  • Insured’s choice of counsel provision

Target Classes

  • Landfills, recyclers & treatment plants
  • Brownfield redevelopment
  • Public entity/airports
  • Higher education
  • Residential
  • Industrial/chemical/manufacturing
  • Commercial
  • Oil & Gas


$25M USD