Pollution Liability Underwriting Solution

Hamilton’s Pollution Liability Underwriting Solution provides comprehensive site pollution coverage from a variety of exposures. The site coverage is aimed at safeguarding business owners from pollution claims arising from environmental exposures associated with managing, leasing, or owning real estate assets.

A flexible, menu-driven policy form allows the Insured to tailor their coverage to specific requirements. The product can also be incorporated to complement Hamilton’s other environmental products.

Coverages

  • Bodily injury
  • Onsite cleanup
  • Offsite cleanup
  • New or pre-existing conditions
  • Non-owned disposal locations
  • Non-owned locations
  • Transportation pollution liability
  • Products pollution
  • Reputational damage costs
  • Emergency response expense
  • Mitigation expenses
  • Contracting operations

Coverages may be packaged for a turnkey casualty product. Excess liability is available over environmental and casualty covers (both supported & unsupported).

Coverage highlights

  • Gradual & sudden, accidental & abrupt events
  • First & third-party clean-up costs
  • Broad definition of pollutants
  • Natural resource damage
  • Punitive damages (where allowable)
  • Mold & legionella
  • Restoration Costs

Target classes

Single site or portfolios of the following:

  • Landfills, recyclers, & treatment plants
  • Public entity / airports
  • Oil change, auto repair, auto dealership
  • Transportation and multi-modal facilities
  • Industrial / chemical / manufacturing
  • Machine Shops
  • Warehousing and storage
  • Office Buildings and Commercial Real Estate

Capacity

US$15M

Contact us

Todd LaBandt
SVP, Head of Environmental & Energy
[email protected]

Phil Martell
SVP Underwriter, Environmental
[email protected]

Pepe Marquez
President, Hamilton Americas
[email protected]

Submissions
[email protected]

Operations
[email protected]

Claims
[email protected]

Linda Rothmann
Head of Casualty Claims
[email protected]