Contractors Pollution Liability

Hamilton’s Contractor Pollution Liability policy (CPL) provides superior coverage and financial security protecting contractors from a variety of environmental exposures. The CPL product is aimed at safeguarding contractors from pollution incidences arising from environmental exposures of contracting operations, consultant, engineer and other professional services providers.

Offering a menu-driven approach, coverage can be easily tailored the meet the insured’s specific requirements. The CPL product can also be incorporated with Hamilton’s complement of other environmental products. Professional Liability (PL) coverage can also be provided on a select basis with our CPL product.

Contact us

Ellen Cobrda
SVP Underwriter, Environmental
[email protected]

Phil Martell
SVP Underwriter, Environmental
[email protected]

Pepe Marquez
President, Hamilton Americas
[email protected]

[email protected]

Linda Rothmann
Head of Casualty Claims
[email protected]


  • Contractor Pollution Liability
  • Bodily Injury & Property Damage
  • Non-owned Disposal Locations
  • Transportation Pollution Liability
  • Reputational Damage Cost & Emergency Response Cost
  • Mitigation Expenses

Policy Structure

  • Annual
  • Project Specific
  • Owner Controlled Insurance Program (OCIP)
  • Contractor Controlled Insurance Program (CCIP)
  • Excess CPL
  • Can be packaged with other Hamilton Environmental products

Coverage Highlights

  • Defense Cost (in addition to limits)
  • Fabricated products pollution
  • Clean-up cost
  • Defense cost Outside the limits
  • Blankets Additional Insureds and Waiver for Clients
  • Mold & Legionella
  • Pollution from conveyance
  • Natural resources damages
  • Extended Completed operations Discovery available for projects
  • Punitive damages
  • Medical monitoring
  • Green building materials
  • Insured’s Choice of counsel provision


$25M USD

Target Classes

  • Airports/Fixed based operators
  • Commercial
  • Construction (commercial/residential)
  • Drywall/electrical
  • Engineers, consultants, A&E and specialty service providers
  • Environmental contractors
  • Excavation/paving
  • Fire/water restoration
  • General contractors
  • Habitational/hospitals
  • HVAC/mechanical
  • Industrial
  • Insulation/fire proofing
  • Interior demolition
  • Landfills/disposal facilities
  • Nuclear facilities
  • Oil gas contractors & service providers
  • Painting
  • Public works
  • Residential
  • Roofing
  • Sewer/water main construction
  • Utilities
  • Wastewater
  • Welding
  • Wetland