Hamilton’s Contractors Pollution Liability (CPL) policy provides superior coverage and financial security protecting contractors, consultants, and owners from a variety of environmental exposures. The CPL product is aimed at safeguarding contractors from pollution exposures arising from contracting operations, consulting, engineering, and other professional services.
Offering a menu-driven approach, coverage can be easily tailored to meet the insured’s specific requirements. The CPL coverage form can be incorporated with Hamilton’s complement of other coverage offerings such as general liability, professional liability, and site pollution liability.
Coverages
- Contractors Pollution Liability
- Transportation Pollution Liability
- Non-Owned Disposal Site Liability
- Reputational damage cost
- Emergency response expense
- Mitigation expenses
Coverages may be packaged for a turnkey casualty product. Excess liability is available over environmental and casualty covers (both supported & unsupported).
Policy Structure
- Occurrence or claims-made (optional nose coverage)
- Annual or multi-year policy term
- Project-specific options
- Extended completed operations reporting period
- Owner Controlled Insurance Program (OCIP)
- Contractor Controlled Insurance Program(CCIP)
Coverage highlights
- Defense cost (in addition to limits)
- Bodily injury and property damage
- Clean-up costs including restoration costs
- Fabricated and installed products pollution
- Blanket additional insureds
- Blanket waiver of subrogation
Capacity
US$15M
Target classes
Non-environmental artisan and trade contractors including:
- Construction (commercial/residential)
- Demolition
- Drywall
- Electrical
- Excavation/ paving
- HVAC/mechanical
- Industrial contractors
- Janitorial
- Landfills/disposal facilities
- Painting
Other classes including:
- Environmental contractors / consultants
- Renewable Energy Contractors
- Real Estate Owners / Developers
- General Contractors and Project Managers
Contact us
Todd LaBandt
SVP, Head of Environmental & Energy
[email protected]
Phil Martell
SVP Underwriter, Environmental
[email protected]
Pepe Marquez
President, Hamilton Americas
[email protected]
Submissions
[email protected]
Operations
[email protected]
Claims
[email protected]
Linda Rothmann
Head of Casualty Claims
[email protected]