Hamilton participates in the Lloyd’s China platform, underwriting a variety of risks backed by the financial security of Lloyd’s.

Products

In China, Hamilton offers products in the following areas of coverage:

  • Fine Art & Specie
  • War & Terrorism
  • Cyber
  • Kidnap & Ransom
  • Space
  • Surety Reinsurance
  • Marine & Energy Reinsurance

For more information, contact:

Tracy Ma
Underwriting Director
[email protected]
+86 (0)21 6162 8223

Ada Capital Management Limited (“Ada Capital”), is a Hamilton owned and controlled, Bermuda-regulated insurance agent authorised to underwrite fully collateralised business on behalf of Ada Re, Ltd. (“Ada Re”), a Bermuda-registered special purpose insurer.

Ada Re commenced assuming risk on January 1, 2021 and provides capacity for fully collateralised retrocessional and reinsurance business on a market-facing basis across a broad range of lines of business and product types.

Ada Re was formed to provide an off-balance sheet solution to target complimentary business supported by the rated balance sheets of Hamilton’s operating subsidiaries (Hamilton Re, Ltd., Hamilton Managing Agency Limited and Hamilton Insurance DAC).

Ada Re benefits from access to the breadth of Hamilton’s underwriting expertise, including its proprietary portfolio management and pricing system, Hamilton Analytics & Risk Platform (HARP). We quote most of the business we assume and specialise in providing options to clients that solve challenging placements.

Contact us

Hanni Ali
SVP, Strategic Partnerships
[email protected]

Tim Duffin
Chief Underwriting Officer
[email protected]

Susan Steinhoff
Senior Vice President, Head of Property Reinsurance
[email protected]

Lines of business

  • Property Catastrophe Retrocessional
  • Property Catastrophe Treaty Reinsurance
  • Cat on D&F
  • ILW and Parametric

Coverage types

  • Catastrophe excess of loss (XOL)
  • Aggregate excess of loss (AGG)
  • Reinstatement Premium Protection (RPP)
  • Enterprise aggregate (EAGG)
  • Structured Quota Share and Aggregate Stop Loss coverage

All products are offered on single limit basis.

Ada Re, Ltd. is registered in Bermuda under registered number 55807, is registered as a Segregated Accounts Company and a Special Purpose Insurer and is regulated by the Bermuda Monetary Authority.
Ada Capital Management Limited is registered in Bermuda under registered number 55792 and is regulated by the Bermuda Monetary Authority.

Hamilton’s US Management Liability team targets small to mid-sized hard-to-place and distressed accounts in the excess and surplus (E&S) space. We write business through Hamilton Insurance DAC, the Company’s platform supporting US E&S lines that shares its rating of “A-“ by A.M. Best Company, Inc.

We write Primary and Excess Private Company and Not-for-Profit Directors & Officers Liability (D&O), Employment Practices Liability (EPL) and Fiduciary Liability.

Accounts falling into the hard-to-place and distressed space typically include accounts with losses, start-ups, risks that have been non-renewed or difficult classes of business.

Contact us

Kevin Marzec
Head of Management Liability
[email protected]

Submissions
[email protected]

Lines of Business

  • Private Company D&O
  • Not-for-Profit D&O
  • Employment Practices Liability

Territories

We underwrite risks located in the United States.

Claims

Led by a highly skilled and experienced internal team, Hamilton can also call upon an established network of local partners to ensure prompt and effective resources are deployed to any claim.

Private Company D&O

  • Advertising
  • Business Services
  • Cannabis
  • Construction
  • Entertainment
  • Manufacturing
  • Property Management
  • Real Estate
  • Retail and Wholesale Services
  • Technology

Not-for-Profit D&O

  • Adoption and Foster Care
  • Charitable organizations
  • Counseling
  • Country Clubs
  • Drug and Alcohol Rehab
  • Group Homes
  • Political Action Committees
  • Religious organizations
  • Shelters and Halfway Houses
  • Social services

Employment Practices Liability

  • Auto Dealers and Auto Repair
  • Cannabis
  • Gas Stations and Convenience Stores
  • Hotels and Motels
  • Insurance Agents and Brokers
  • Law Firms
  • Lobbyists
  • Professional Entertainment
  • Restaurants/Bars
  • Social Advocacy Groups

Excess

Available on the classes of business we write.

Hamilton strives to be a responsible (re)insurer in all aspects of its operations and business practices by considering and recognising the impact to society and communities, the environment and climate change for current and future generations and for all stakeholders it partners with.

Our approach to ESG

Underwriting

Hamilton is a responsible underwriter. We embed thoughtful risk management and assessment practices into our decision making and build relationships with similarly-minded clients, organizations and developing nations, including those investing in alternative energy solutions and transitioning to greener footprints.

Social Impact

Hamilton supports its employees and the communities it serves and will continue to promote equality, diversity, and non- discriminatory practices.

Investments

Hamilton deploys its invested capital responsibly. Investment decisions are driven by Board established processes and guidelines, and are monitored regularly to evaluate alignment of our holdings with our corporate values.

Accountability

We recognise our responsibility as a global corporate citizen and our accountability to our stakeholders: investors; employees; communities; regulatory and ratings agencies; clients; vendors; and business partners.

Hamilton’s US Allied Medical Liability division targets small to mid-sized hard-to-place and distressed accounts in the excess and surplus (E&S) space. We write business through Hamilton Insurance DAC, the Company’s platform supporting US E&S lines that shares its rating of “A-” by A.M. Best Company, Inc.

We write professional and general liability and provide excess (including auto and employers’ liability) over supported or unsupported business.

Accounts falling into the hard-to-place and distressed space typically include accounts in difficult to place classes, accounts with losses, start-ups, accounts that have been nonrenewed or are in difficult venues. Our underwriters provide a solution that can be tailored to meet the needs of the risk.

Contact us

Kevin Price
Head of Allied Medical, US
[email protected]

Submissions
[email protected]

Territories

We underwrite risks located in the United States.

Claims

Led by a highly skilled and experienced internal team, Hamilton can also call upon an established network of local partners to ensure prompt and effective resources are deployed to any claim.

Classes of business

Long-term Care

  • Independent Living
  • Assisted Living, Including Memory Care

Social Services

  • Adoption and Foster Care
  • Counseling (including virtual)
  • Drug and Alcohol Rehab
  • Adult Day Care
  • Shelters and Halfway Houses
  • Group homes for people with developmental or physical disabilities, mental health conditions

Miscellaneous Healthcare Facilities

  • Home Health Care
  • Staffing (Non-physician)
  • Medical Equipment
  • Medical Transportation (Professional and General Liability)
  • Physical Therapy
  • Hospice Agencies
  • Cannabis Dispensaries

Hamilton has a zero-tolerance approach to all forms of slavery and is committed to ensuring our practices combat slavery and human trafficking within our business and supply chains by taking all reasonable steps necessary. We recognise our collective responsibility to be alert to the risks, however small, in our business and the wider supply chain.

Click below to read our Modern Slavery Statement, issued June 30 2021.



Hamilton’s M&A insurance team provides bespoke and innovative insurance solutions that facilitate deal execution and enable all transaction parties to mitigate risk and uncertainty.

We have a very experienced team of underwriters, with collectively over 60 years’ experience as corporate lawyers, both in underwriting and/or broking M&A insurance. The team’s underwriting approach is based on technical and detailed analysis, sensible and commercial underwriting judgment, together with quality-driven service.

We fully understand the dynamics and pressures of M&A transactions, hence we strive to ensure a smooth underwriting process by collaborating with deal teams and their advisers.

Contact us

Vanessa Young
Head of M&A
[email protected]

General Enquiries
[email protected]

What is M&A Insurance?

M&A insurance typically protects insureds against transactional risk, by transferring certain risks arising out of a deal from the transaction parties to the insurer. The use of insurance capital provides a credible, secure and cost-effective alternative to the more traditional means of addressing and balancing transaction risks, such as price adjustments, escrows, retentions and parental/bank guarantees.

In particular, M&A insurance enables:

  • sellers to secure a clean exit with no overhanging liabilities
  • proceeds of sale to be distributed immediately to shareholders/investors
  • buyers to enhance the competitiveness of their bids by reducing or eliminating holdbacks

Key Products

  • Warranty & Indemnity Insurance
    Covers any unknown and unforeseen loss arising from breaches of the warranties provided under an acquisition agreement.
  • Contingent Risk Insurance
    Covers known and quantifiable loss arising out of specific (low risk) issues identified during a transaction diligence process.

Target Market

We work with private equity houses, financial institutions, global corporates and management teams of all sizes and have a broad appetite for all target companies, businesses or assets.

Our preferred range of transaction EVs for primary terms is between £50 million / US$70 million and £500 million / US$700 million.

Key Jurisdictions

We have the global presence and capabilities to underwrite cross-border transactions and deals with operations in various international jurisdictions, with a focus on the UK, Europe and Asia Pacific.

Maximum Line Size

£30 million / US$40 million per risk.

Claims

As a risk-bearing direct carrier, we maintain full control over our claims process and handling. In the event of a claim, our underwriters remain heavily involved alongside Hamilton’s dedicated in-house claims specialists.

Syndicate 4000

A diversified multi-line insurance and reinsurance syndicate at Lloyd’s (A.M. Best: A; Fitch: AA-; Standard & Poor’s: A+), combining the global scale, security and longevity of Lloyd’s with industry experience and specialist underwriting expertise.

Hamilton provides the support and security necessary for business owners to operate successfully during difficult times.

We offer a wide range of tailored and flexible standalone insurance solutions for our clients through Hamilton’s Syndicate 4000.

  • Up to US$700 million per risk capacity for Property Damage and Business Interruption including Extra Expense
  • Follow form is available
  • Flexible deductible options
  • Worldwide Coverage
  • Broad appetite for risk occupancies
  • Contract Certainty
  • Written as Primary, Excess or Quota Share
  • Multi year periods are available; up to 5 years for Builders Risk
  • Crisis Response for Terrorism and Active Shooter incidents

Property Terrorism coverage can be extended to include:

Contact us

James Dover
Head of Terrorism, US
[email protected]

Sudden tragedies, notably active shooter incidents and lone wolf attacks, have elevated the need for our clients to deploy crisis services supported by meaningful insurance protection.

Our Crisis Threesixty response provides up to US$100,000 post incident and offers our insureds 24/7 access to leading crisis management services following a Terrorism or Active Shooter incident. This is added onto primary polices at no charge.

Contact us

James Dover
Head of Terrorism, US
[email protected]

Response can include:

(Includes employees, management, customers and families)

  • Development of overall approach to assist through and following the crisis
  • Development of communications messaging
  • Handling of media calls and/or training of internal company personnel
  • Strategic communications to key audiences by senior leadership
  • Direct outreach to local government officials and community leaders
  • Event management as needed (press conferences, re-openings, etc.)
  • Background work with local, national and international media to educate and inform
  • Meeting with employees and management to ensure they are receiving the emotional and psychological assistance they need, and interviewing and memorialising their statements as soon as possible after the incident
  • Access to crisis counsellors across the nation to assist those impacted by a traumatic event
  • Nurse Case Managers to assist victims and their families in the event hospitalisation is required
  • Visit to hospital to engage administrators relevant to offer of support from employer
Hamilton’s Political Violence extension, written on a worldwide basis, aims to protect our clients from potential coverage gaps in domestic or global property programs with capacity up to US$350 million.

Cover includes the following:

  • Strikes, Riots and Civil Commotion (SRCC)
  • War and/or Civil War
  • Mutiny, Malicious Damage
  • Insurrection, Revolution or Rebellion
  • Mutiny and/or Coup d’Etat

Contact us

James Dover
Head of Terrorism, US
[email protected]

Our Active Shooter coverage is written as an extension sublimit within a terrorism policy.

An Active Shooter Event is defined as an individual(s) or group of people actively engaged in killing or attempting to kill people in a confined and/or populated area at an insured location detailed on the Schedule of Values held by underwriters.

We offer the following insurance coverage:

  • Up to US$60 million per risk capacity for Property Damage and Business interruption
  • Up to US$60 million per risk capacity for Liability

Contact us

James Dover
Head of Terrorism, US
[email protected]

Hamilton offers Terrorism Liability on a standalone basis or as a sublimit within a Terrorism Property contract. Key points include:

  • Up to US$370 million per risk capacity
  • Worldwide Coverage
  • Written as Primary, Excess or Quota Share
  • Contract Certainty
  • Multi year periods are available; up to 5 years for Builders Risk
  • Crisis Response for Terrorism and Active Shooter incidents

Liability Terrorism coverage can be extended to include:

Contact us

James Dover
Head of Terrorism, US
[email protected]

In today’s increasingly uncertain world, acts of Terrorism and Political Violence impacts businesses worldwide. Terrorism coverage has become an essential tool for our clients to protect against the devastation and financial loss that can follow a terrorist attack.

Our dedicated team of professionals has extensive experience underwriting Terrorism and Political Violence risks. We work closely with brokers to ensure best-in-class service, developing worldwide insurance solutions that meet our clients’ needs.

Working with Hamilton’s Terrorism underwriting team means direct access to decision-makers, flexible underwriting and program structures, and market-leading follow form.

Contact us

James Dover
Head of Terrorism, US
[email protected]

Submissions
[email protected]

Lines of Business

Syndicate 4000

A diversified multi-line insurance and reinsurance syndicate at Lloyd’s (A.M. Best: A; Fitch: AA-; Standard & Poor’s: A+), combining the global scale, security and longevity of Lloyd’s with industry experience and specialist underwriting expertise.

Claims

Led by a highly skilled and experienced internal team working collaboratively with our underwriting teams, Hamilton can also call upon an established network of local partners to ensure prompt and effective resources are deployed to any claim.

Client Profiles

We work with US-domiciled clients of all sizes to protect their assets, revenue and liability exposures from Terrorism and Political Violence events on a global basis.

  • Multinational companies
  • Fortune 1000 companies
  • Real Estate; Residential, Office, Hospitality, Retail
  • Construction – Builder’s risk
  • Financial Institutions
  • Healthcare Institutions
  • Pharmaceutical companies
  • Energy companies
  • Utilities
  • Manufacturing
  • Municipalities
  • Port and Transportation Authorities
  • Education Institutions

Crisis Response

While a terror attack can occur in minutes, the business implications can be long term.

Hamilton has partnered with one of the industry’s leading firms to provide practical, hands-on assistance in crisis management through returning to business as usual, while keeping the insured’s reputation intact. Click here to learn more.

Hamilton’s Professional Liability division targets small to mid-sized distressed accounts in the E&S space. We write business through Hamilton Insurance DAC (AM Best Rated A- XIV).

Accounts falling into the distressed space typically include accounts with losses, start-ups, accounts that have been non-renewed or have tough areas of practice. Our underwriters provide a solution that can be tailored to meet the needs of the risk.

Contact us

Jamie Secor
Head of Professional Liability, US
[email protected]

Submissions
[email protected]

Lines of Business

  • Architects & Engineers
  • Accountants
  • Insurance Agents
  • Lawyers
  • Miscellaneous
  • Real Estate
  • Excess for the above lines

Territories

We underwrite risks located in the United States.

Claims

Led by a highly skilled and experienced internal team, Hamilton can also call upon an established network of local partners to ensure prompt and effective resources are deployed to any claim.

Architects & Engineers

  • Architects
  • Civil Engineers
  • Construction Managers
  • Design/Build Services
  • Electrical Engineers
  • Geotechnical Engineers
  • HVAC/Plumbing Engineers
  • Land Surveyors
  • Construction Materials Testing
  • Process Engineers
  • Structural Engineers

Insurance Agents

  • Property & Casualty Agents and Brokers
  • Life & Health Agents and Brokers
  • Managing General Agents/Managing General Underwriters
  • Surplus Lines Brokers
  • Insurance Consultants
  • Specialists (Crop, Aviation, etc.)
  • Cannabis Placements

Lawyers

  • Banking
  • Bankruptcy
  • Discrimination
  • Cannabis
  • Corporate
  • Criminal
  • Defense work
  • Entertainment
  • Environmental
  • Family Matters
  • Immigration
  • Insurance
  • Intellectual Property
  • Labor
  • Mediation
  • M&A
  • Plaintiff Litigation
  • Real Estate
  • SEC
  • Tax
  • Wills, estate, trust

Miscellaneous

  • Actuaries
  • Crane inspectors and consultants with contingent BI/PD exposure
  • Financial consultants
  • Marketing consultants
  • OSHA compliance
  • Regulatory compliance
  • Testing labs
  • Safety inspectors
  • Broad range of consultants
  • Cannabis Consultants

Real Estate

  • Residential Sales/Leasing
  • Commercial Sales/Leasing
  • Property Management
  • Mortgage Brokers
  • Real Estate Appraisers
  • Real Estate Consulting
  • Business Brokers

Accountants

  • Forensic Services
  • Tax accounting
  • Auditing
  • Compilation
  • Litigation support
  • Tax services
  • Cannabis Accounting

Excess

Available on the classes of business we write

Hamilton in Bermuda

Wellesley House North, 1st Floor
90 Pitts Bay Road
Pembroke HM08
Bermuda

Phone: +1 (441) 405 5200

Hamilton in Dubai

Unit Office 301 & 401,
Level 3, Gate Precinct Building 2,
Dubai International Financial Center,
P.O. Box 506 762,
Dubai,
United Arab Emirates

Phone: +9714 357 2060

Hamilton in Dublin

2 Shelbourne Building,
Crampton Avenue, Ballsbridge,
Dublin 4, D04 W3V6,
Ireland

Phone: +353 1 232 1900

Hamilton in London

8 Fenchurch Place,
London EC3M 4AJ,
United Kingdom

Phone: +44 (0) 20 3595 1111

Hamilton in Miami

1001 Brickell Bay Drive, Suite 2208
Miami, Florida 33131,
United States

Phone: +1 (786) 216 1200

Hamilton in New York

400 Madison Avenue, Suite 16C,
New York, NY 10017,
United States

Phone: +1 (646) 921 3936

If you have a question about the accuracy of your personal data or how it is securely stored, please email [email protected]

Hamilton’s Kidnap & Ransom team provides comprehensive cover against risks posed by an evolving variety of criminal and violent threats. Mitigating these threats requires reliable capacity and an immediate, concerted response by experienced experts.

Backed by the strong, stable capacity of Lloyd’s of London and supported by our new partnership with seasoned crisis management firm Henderson Risk Limited, Hamilton is poised to offer best-in-class service and protection for individuals, their families, and assets.

Contact us

Pepe Márquez
Managing Director,
Hamilton Managing General Agency Americas LLC
[email protected]

Juan Melo
Underwriter Manager, Special Risks
Hamilton Managing General Agency Americas LLC
[email protected]

Coverage

Hamilton’s Kidnap & Ransom insurance policy covers:

  • Kidnap
  • Extortion
  • Wrongful detention
  • Hijacking
  • Threat
  • Disappearance
  • Express kidnapping
  • Additional coverage available by negotiation
Coverage in the event of a claim includes:

  • Unlimited advice and response services by Henderson Risk Limited
  • Ransom
  • Loss of ransom in transit
  • Additional expenses
  • Personal accident
  • Legal liability

Target Market

Hamilton’s team offers global coverage with extensive expertise in Latin America.

Capacity

$25m USD

Clientele

  • Aviation
  • Construction
  • Engineering
  • Family offices
  • Finance
  • Food and beverages
  • High net worth individuals
  • Manufacturing
  • Mining
  • Oil and gas
  • Security
  • Telecommunications

Crisis Response

Henderson Risk Limited, retained by insurers in the Lloyd’s market for over 18 years and with over 200 incidents successfully resolved, is Hamilton’s appointed Response Company.

For more information, visit: hendersonrisk.com/crisis-response

Syndicate 4000

Syndicate 4000 is a diversified multi-line insurance and reinsurance syndicate. It combines the global scale, security and longevity of Lloyd’s with industry experience and specialist underwriting expertise. We write business on a primary or excess basis and can draw on the flexible Lloyd’s approach to underwriting to tailor solutions to suit.

Hamilton’s Professional Liability policy (PL) provides superior coverage and financial security, protecting service firms from a variety of professional exposures. The PL product is aimed at safeguarding professional services providers from damages arising out of acts, errors or omissions.

Targeted at consultants, engineers and other professional practices, the flexible, menu-driven approach allows the coverage to be tailored to the insured’s needs. The PL product can also be incorporated with Hamilton’s complement of other environmental products.

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

Coverage

Hamilton’s Professional Liability insurance policy covers:

  • Professional Liability
  • Defense Cost
  • Reputational Damage Cost
Optional extended coverages available include:

  • Technology Products and Services
  • Multimedia & advertising
  • Network security (subject to sub-limits)

Coverage Highlights

  • No pollution exclusion
  • Basic 60 Day Extended reporting period with Optional ERP up to 48 months
  • Punitive damages
  • Deductible or S.I. R. Programs
  • Circumstance Reporting Provision
  • Innocent Insured Provision
  • Worldwide territory

Capacity

$25M USD

Target Classes

  • Industrial
  • Wastewater
  • Wetland
  • Landfills/disposal facilities
  • Nuclear facilities
  • Fire/water restoration
  • Sewer
  • Environmental contractors, consultants & engineers
  • Oil gas consultants (contractors & service providers)
  • Specialty service providers
Hamilton’s Pollution Liability Underwriting Solution provides comprehensive site pollution coverage from a variety of environmental exposures. The site coverage is aimed at safeguarding business owners from pollution claims arising from a variety of environmental threats related to liability from managing, leasing, or owning real estate assets.

This product also provides assurance from pollution-related incidents arising from an insureds product failure which triggers a pollution condition to third parties. A flexible, menu-driven policy form allows the Insured to tailor their coverage to their specific requirements. The product can also be incorporated with Hamilton’s complement of other environmental products.

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

Coverage

  • Onsite Cleanup
  • Offsite Cleanup
  • Legal Defense
  • Non-owned Disposal Locations
  • Non-owned Locations
  • Transportation Pollution Liability
  • Emergency Response Cost
  • Reputational Damage Cost
  • Product Pollution
  • Bodily Injury
  • Property Damage
  • Contracting services
  • Wetland first party property

Policy Structure

  • Single location
  • Portfolio locations
  • Redevelopment
  • Excess
  • Can be package with other Hamilton Environmental products
  • Long term policies available

Coverage Highlights

  • Gradual & sudden, accidental & abrupt events
  • First & third-party clean-up cost
  • Broad definition of pollutants
  • Natural resources damage
  • Punitive damages
  • Mold & legionella
  • Restoration cost
  • Illicit abandonment
  • Green building materials
  • Medical monitoring
  • 90 day Automatic extended reporting period
  • Reputational Damage and Emergency Response Costs (to policy limit)
  • Insureds Choice of Counsel provision

Target Classes

  • Landfills, recyclers & treatment plants
  • Brownfield redevelopment
  • Public entity/airports
  • Higher education
  • Residential
  • Industrial/chemical/manufacturing
  • Commercial
  • Oil & Gas

Capacity

$25M USD

Hamilton’s Excess Liability product, offered in both a lead and excess position, provides follow form coverage and financial security. The excess product provides protection from catastrophic events covered in the underlying liability program.

Our flexible approach to Underwriting in conjunction with the ability to write excess of Hamilton Environmental or other carriers allows the insured to model how the product compliments their risk management profile.

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

Underlying Coverage

  • Commercial General Liability
  • Contractors Pollution Liability
  • Professional Liability
  • Site Pollution
  • Employers Liability
  • Foreign Liability
  • Primary Auto
  • Other miscellaneous liability
  • Claims Made & Report or Occurrence Triggers

Policy Structure

  • Annual
  • Project-specific
  • Can be packaged with other Hamilton Environmental products

Coverage Highlights

Follow Form

Capacity

$25M USD

Target Classes

  • Fixed Facility Operators
  • Industrial Manufacturers
  • Divested Property Owners
  • Large Contracting Firms
  • Real Estate Portfolios
  • Merger/Acquisition/Transactional
  • Wastewater
  • Wetland
  • Landfills/disposal facilities
  • Nuclear facilities
  • Environmental contractors, consultants & engineers
  • Oil gas exposures
  • Specialty service providers

Submission Requirements

  • Underlying carriers with ratings of A- IV or better
  • Minimum underlying limits of
  • $1m/$2m/$1m for general liability
  • $1m/$1 Pollution products
  • $1m/$1m Professional products
  • $1m CSL for auto liability
  • $500/$500/$500 for employers’ liability
  • $1m/$1m Other miscellaneous liability
Hamilton’s Excess Liability product, offered in both a lead and excess position, provides follow form coverage and financial security. The excess product provides protection from catastrophic events covered in the underlying liability program.

Our flexible approach to Underwriting in conjunction with the ability to write excess of Hamilton Environmental or other carriers allows the insured to model how the product compliments their risk management profile.

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

Underlying Coverage

  • Commercial General Liability
  • Contractors Pollution Liability
  • Professional Liability
  • Site Pollution
  • Employers Liability
  • Foreign Liability
  • Primary Auto
  • Other miscellaneous liability
  • Claims Made & Report or Occurrence Triggers

Policy Structure

  • Annual
  • Project-specific
  • Can be packaged with other Hamilton Environmental products

Coverage Highlights

Follow Form

Capacity

$25M USD

Target Classes

  • Fixed Facility Operators
  • Industrial Manufacturers
  • Divested Property Owners
  • Large Contracting Firms
  • Real Estate Portfolios
  • Merger/Acquisition/Transactional
  • Wastewater
  • Wetland
  • Landfills/disposal facilities
  • Nuclear facilities
  • Environmental contractors, consultants & engineers
  • Oil gas exposures
  • Specialty service providers

Submission Requirements

  • Underlying carriers with ratings of A- IV or better
  • Minimum underlying limits of
  • $1m/$2m/$1m for general liability
  • $1m/$1 Pollution products
  • $1m/$1m Professional products
  • $1m CSL for auto liability
  • $500/$500/$500 for employers’ liability
  • $1m/$1m Other miscellaneous liability
Our multidisciplinary team of environmental insurance professionals brings deep industry expertise to support your business. We’ll work with you beyond the insurance policy to build a custom risk management solution that meets your individual needs.

Writing business through Hamilton Insurance DAC as well as through Syndicate 4000 at Lloyd’s, we stand ready to help you manage risks in the areas of:

Contact us

John Termini
Head of Environmental, US
[email protected]

Submissions
[email protected]

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Territories

With our global presence, we have the capabilities to underwrite cross-border transactions and deals with the ability to underwrite risks in various international jurisdictions including Canada, the U.K., Europe, Asia, Latin America and the Caribbean.

Claims

Led by a highly skilled and experienced internal team, Hamilton can also call upon an established network of local partners to ensure prompt and effective resources are deployed to any claim.

Emergency assistance

A fully-staffed 24-hour Spill Hotline has been established to allow our insureds a single, focused point of contact at the time they need it the most.

Reputational damage

Hamilton has partnered with one of the industry’s leading firms to provide practical, hands-on assistance in crisis management through returning to business as usual, while keeping the insured’s reputation intact.

Financial institutions need to protect themselves against the challenges and risks that the pace of change in the global financial industry and its regulation bring. Sukh Chana leads a skilled team equipped with the experience and technical knowledge to underwrite and lead on the large and complex risks of this constantly evolving industry.

A client retention rate of 90% in 2020 is testimony to the team’s service, ability and approach to developing sustainable, long-term relationships with clients.

Contact us

Sukh Chana
Head of Financial Institutions
[email protected]

Coverage

Recognised primary lead market offering comprehensive crime, professional indemnity and directors & officers liability insurance products.

Key territories

Global account with a concentration of business in the UK, the US, Canada, the Caribbean, Australia and a key presence in Emerging Markets.

Target market

Diversified portfolio written across a broad range of financial institutions including asset managers, funds, building societies, financial exchanges, retail and commercial banks, private equity/venture capital firms, stockbrokers, private banks, development banks, merchant/investment banks, insurance companies and trust companies.

Maximum line size

US$15 million

Led by Richard Northcott, the team offers experienced, innovative underwriting solutions to a diverse range of clients from major banks to individual collectors. A recognised leader in the London Market, the team provides coverage across multiple platforms with bespoke policy wordings to fit individual risk profiles.

Contact us

Head of Fine Art & Specie
Richard Northcott
[email protected]

Coverage

Comprehensive capacity for fine art, specie and terrorism. Coverage is on an all risks of physical loss or damage basis, however, bespoke services can be developed according to clients’ needs.

Key territories

The team writes business on a worldwide basis.

Target market

Fine art risks including private and corporate collections, museums, exhibitions, galleries, auction houses and musical instruments. Specie risks including bullion, excess vault, safe deposit boxes, excess Securities Investor Protection Corporation (SIPC)/Canadian Investor Protection Fund (CIPF) and mining risks. High net worth including classic car collections, specialist motor, motor sport and wine collections.

Maximum line size

US$50 million – Syndicate 4000
US$150 million – Hamilton Fine Art & Specie Consortium
US$100 million – Hamilton Insurance DAC, Hamilton’s European operating platform plus Hamilton offices based in Miami and Shanghai
US$500 million – Lloyd’s Specie Consortium

Led by Paul Dobson and supported by a team of experienced underwriters in the sector, we offer global coverage across multiple platforms for political violence risks. Policy wordings range from standard market terrorism and sabotage/political violence versions to property ‘follow forms’. The team also has the flexibility to cater for bespoke products to suit specific client requirements.

Contact us

Paul Dobson
Head of War & Terrorism
[email protected]

Coverage

Predominantly physical damage and business interruption for the following:

  • Terrorism & sabotage
  • Riots, strikes, civil commotion, malicious damage
  • Full political violence perils including insurrection, rebellion, revolution, mutiny, coup d’etat, war & civil war
  • Terrorism liability
  • Aviation war liability (‘AVN52’)
  • Marine war & cargo war
  • Active assailant, impairment of access, loss of attraction, threat (on a selective & limited basis only)
  • Events coverage (eg, cancellation, postponement, curtailment) due to a terrorism act or threat.

Client Sectors

We cater for business sectors across the spectrum including, inter alia, real estate, retail, banks and finance, hospitality and leisure, construction, manufacturing, power utilities, energy, specie and fine art, schools and educational institutions, telecommunications, transportation, marine and cargo, and municipalities.

Maximum line size

US$50 million – Hamilton syndicate 4000 and Hamilton Insurance DAC

Led by Fergus Fergusson, the team has the technical knowledge and experience to underwrite a broad range of US excess casualty risks across multiple business classes.

Contact us

Fergus Fergusson
Head of US Excess Casualty
[email protected]

Coverage

Occurrence, occurrence reported and claims-made coverages where appropriate to industry class.

Key territories

US domiciled entities with US and global exposures.

Target market

Our industry class offering is broad and includes Fortune 500/1,000 and other companies across a broad spectrum. We also provide cover for US construction companies for both practise and project specific policies over a wide range of construction, from mid-size commercial projects through to major infrastructure projects.

Deployment

US$10 million