Hamilton’s Excess Liability product, offered in both a lead and excess position, provides follow form coverage and financial security. The excess product provides protection from catastrophic events covered in the underlying liability program.
Our flexible approach to Underwriting in conjunction with the ability to write excess of Hamilton Environmental or other carriers allows the insured to model how the product compliments their risk management profile.
Underlying Coverage
- Commercial General Liability
- Contractors Pollution Liability
- Professional Liability
- Site Pollution
- Employers Liability
- Foreign Liability
- Primary Auto
- Other miscellaneous liability
- Claims Made & Report or Occurrence Triggers
Policy Structure
- Annual
- Project-specific
- Can be packaged with other Hamilton Environmental products
Coverage Highlights
Follow Form
Capacity
$25M USD
Target Classes
- Fixed Facility Operators
- Industrial Manufacturers
- Divested Property Owners
- Large Contracting Firms
- Real Estate Portfolios
- Merger/Acquisition/Transactional
- Wastewater
- Wetland
- Landfills/disposal facilities
- Nuclear facilities
- Environmental contractors, consultants & engineers
- Oil gas exposures
- Specialty service providers
Submission Requirements
- Underlying carriers with ratings of A- IV or better
- Minimum underlying limits of
- $1m/$2m/$1m for general liability
- $1m/$1 Pollution products
- $1m/$1m Professional products
- $1m CSL for auto liability
- $500/$500/$500 for employers’ liability
- $1m/$1m Other miscellaneous liability