Matthew Saunders leads a skilled team that underwrites on both the company platform and through Lloyd’s Syndicate 4000. The team leads or writes on a 100% basis on a large proportion of the business. Binding authorities are kept to a maximum of 50 at any one time to ensure that the portfolios are fully reviewed and closely managed throughout the year. The team prides itself on its long-term relationships with coverholders, brokers and clients, vital in this space.
Full value is favoured but primary, coinsurance and excess of loss are offered on difference in conditions (DIC) lines of business.
Firm pre-agreed rating guidelines are set with every coverholder, depending on the opportunity, exposures and capacity available.
Predominantly across the US/North America focused.
Small and medium-sized enterprises (SME) low hazard commercial portfolios, mostly low attritional coastal appetite.
Personal lines business, excluding habitational risks.
DIC – flood and earthquake portfolios.
Specialty financial institutional lines – mortgage impairment and lender-placed property.
Maximum line size
US$10 million (specialist classes only)/US$2.5 million (critical catastrophe)